Want to teach your kids about investing? This simple guide explains the stock market, stocks, funds, and long-term investing for kids ages 9–14.

The holidays are the perfect time to teach kids the financial importance of buying locally. Supporting small businesses helps children learn about value, community impact, opportunity cost, and how their spending choices shape the world around them.

If Christmas feels too focused on gifts, this guide offers practical ways to shift toward generosity and connection. Explore Canadian charities, ideas for giving back, and simple ways to teach kids financial literacy during the holidays.

Kids today spend, play and learn online, but many can’t spot digital scams. Only 35% of teens feel confident in personal finance, yet over 85% make online purchases. With youth scam exposure rising over 50%, digital safety is now a core part of financial literacy for every family.

Who Regulates Investments in Canada? Understanding who regulates what in Canada’s financial markets can feel like learning a new language. Between all the acronyms like CSA, CIRO, FSRA, BCSC, OSC, and AMF, it’s not always easy to understand who does what. The best defense is an informed investor. Stay curious, verify registrations and qualifications, and teach your kids that asking questions is the smartest investment they can make. Knowing the basics can help protect your fa

The financial world our children grow up in is profoundly different. Today’s pressures aren’t just about ads on TV or billboards, they’re algorithmic, emotional, and social, quietly shaping attitudes through the screens in our children’s hands.

Teach your kids what inflation means and why prices rise over time. Practical ways to explain inflation, supply and demand, and the time value of money, with book recommendations. Recommended for ages 8–12 (younger kids may enjoy the picture books in this article and relate to that content more specifically).

Introduce kids (9–14) to investing with simple examples, simulations, and compound growth—plus a teen track and a “being rich” mindset over online hype.

Cash is disappearing, and digital money is here to stay. Teach kids about digital banking, prepaid cards, and safe online spending, plus resources, apps, and books for financial literacy.

In our previous article, we discussed foundational money lessons for younger children. As kids grow, their cognitive skills and life experiences expand, making them ready to understand more complex money concepts. Between the ages of 8 and 12, children begin to think more critically and can make more independent choices about money. Research suggests this is a critical period for reinforcing healthy habits and introducing more advanced topics. For example, a 2021 OECD report

Teaching Kids (Ages 4-8) About Money: Essential Financial Lessons Introducing young children to financial concepts early helps build the foundation for lifelong money habits. Research from the University of Cambridge, commissioned by the UK’s Money Advice Service, found that children as young as 3 can grasp basic concepts like value and exchange. By age 7, many have already developed core financial behaviors such as saving and spending ( Habit Formation and Learning in Young

At Financial Kid Academy, we believe books are a powerful way to teach kids about money. From saving and spending to earning and giving, our top 10 picks use fun stories and relatable characters to build essential financial habits. Titles like Money Doesn’t Grow on Trees, the Moneybunny series, and The Four Money Bears help kids understand real-world concepts in simple, engaging ways. Start the conversation early and make learning about money fun!

Across Canada, there’s growing momentum to support financial literacy, with schools now integrating financial concepts and more resources available to families and educators. How Kids Across Canada Are Learning About Money- This post highlights a few of the best tools to help kids build money confidence from an early age.

Why Financial Literacy for Kids Matters Introducing financial concepts early helps children appreciate the value of money and make informed spending choices. Learning how to manage money fosters essential habits like budgeting, saving, and distinguishing between wants and needs, supporting lifelong financial responsibility. Studies show that early financial literacy correlates with lower debt levels, higher savings rates, and better financial decision-making in adulthood. Res